Home › Our expertise › Financial Crime & Third-Party Risk
Practice area 02
Financial Crime & Third-Party Risk
Financial crime risks continue to evolve alongside increasingly complex supply chains, digital business models, and global operations. We help organisations demonstrate effective governance over bribery, corruption, fraud, money laundering, and third-party relationships.
Financial crime exposure rarely arrives through the front door. It arrives through an agent nobody screened, a vendor onboarded under time pressure, a facilitation payment recorded as a consultancy fee, or a conflict of interest that nobody was required to declare. Regulators and counterparties increasingly expect organisations to demonstrate that they govern these risks — not merely that they prohibit them in a code of conduct.
Anti-Bribery & Corruption Risk Assessments
Prevention of Corruption Act 1988 · UK Bribery Act 2010 · US FCPA · ISO 37001The need
Bribery and corruption risk is not evenly distributed across a business — it concentrates in specific geographies, intermediaries, licensing interactions, and high-pressure commercial functions. Organisations that apply a uniform control set across the whole enterprise typically over-control low-risk activity and under-control the handful of relationships that actually carry exposure.
What Droiture delivers
- Enterprise-wide and country-level bribery and corruption risk assessments
- Control adequacy review against ISO 37001 and “adequate procedures” expectations
- Gift, hospitality, facilitation payment, and sponsorship governance
- Risk-tiered control design so scrutiny lands where exposure actually sits
Anti-Money Laundering Best Practice Reviews
PMLA, 2002 · FATF Recommendations · RBI Master Direction on KYCThe need
AML obligations are frequently treated as an onboarding checklist rather than an ongoing governance responsibility. The common failure is not an absent policy — it is customer risk-rating that is never refreshed, transaction monitoring rules nobody tunes, and alert backlogs that quietly grow until a regulator asks how they are cleared.
What Droiture delivers
- AML programme reviews benchmarked to FATF recommendations and applicable RBI directions
- Customer risk-rating and KYC/CDD framework assessment, including periodic refresh cycles
- Transaction monitoring and alert-handling governance review
- Escalation, reporting, and record-keeping protocols that stand up to inspection
Vendor, Third-Party & Due Diligence Frameworks
Third-party risk management practice · FCPA / Bribery Act intermediary liability · Supply chain governanceThe need
Most organisations carry more risk through third parties than through their own operations, yet third-party governance is often split across procurement, legal, and business owners with no single accountable view. Liability, however, is not split — an organisation is generally answerable for what its agents and intermediaries do on its behalf.
What Droiture delivers
- Third-party risk management framework design, from onboarding through exit
- Risk-based due diligence frameworks, with proportionate screening depth by tier
- Vendor and intermediary risk assessments, including beneficial-ownership and sanctions considerations
- Contractual control, audit-right, and ongoing monitoring provisions that are actually enforceable
Ethics, Compliance & Conflict of Interest Governance
Companies Act 2013, s.177(9) vigil mechanism · Code of conduct governance · Speak-up frameworksThe need
An ethics programme is judged by whether people use it. Where employees do not believe a disclosure will be handled fairly — or where conflicts of interest are declared once at joining and never revisited — the organisation loses its earliest and cheapest warning signal, and typically learns about the issue from outside instead.
What Droiture delivers
- Ethics and compliance programme reviews, including culture and speak-up effectiveness
- Conflict of interest governance: declaration, review, and ongoing management
- Whistle-blower and vigil mechanism design aligned to Companies Act requirements
- Investigation governance and case-handling protocols with defined independence safeguards
Our expertise in this area
What this practice covers
- Anti-Bribery & Corruption Risk Assessments
- Anti-Money Laundering Best Practice Reviews
- Vendor & Third-Party Risk Assessments
- Due Diligence Frameworks
- Ethics and Compliance Programme Reviews
- Conflict of Interest Governance
- Third-Party Governance
Why engage Droiture on this
Protect reputation. Build trusted relationships.
Our objective is to help organisations protect their reputation, enhance stakeholder confidence, and build trusted business relationships — not simply to add another layer of screening.
Risk-tiered, not uniform
Controls concentrated where exposure actually sits, so high-risk relationships get real scrutiny and low-risk ones are not strangled.
Cross-border fluency
Frameworks built for organisations answering to Indian, UK, and US anti-corruption expectations at the same time.
Integrated with existing risk work
Third-party governance built onto your existing vendor, procurement, and risk processes rather than beside them.
Know which third parties actually carry your exposure.
A risk-based review will tell you where your financial crime and third-party exposure genuinely concentrates — and where current controls are simply adding friction.